The Calculated Risk Taker

The third of the trio of TONIK health care options, The Calculated Risk Taker is designed for anyone for whom well-thought-out walk on the wild side is the daily norm. TONIK’s Calculated Risk Taker, or $1500 health care insurance plan offers its participants basically unlimited yearly general care physician’s office visits, sports an inexpensive $40 co-payment amount, an average monthly premium amount of around $106 and an annual deductible of only $1,500 . . . the lowest yearly deductible of the three available TONIK health insurance plans.

Tonik’s Calculated Risk Taker Includes

• Unlimited general care doctor’s office visits each year for $40 per visit from an in network Blue Cross of CA preferred provider.
• Generic, but not brand name, prescription medications for a $10 co-payment.
• $1,500 calendar year deductible and annual out of pocket maximum - after which the insurance company essentially pays for all medical services;
• $100 co-payments for emergency room related care.
• Pay $0 Inpatient hospital stay costs after the plan deductible has been satisfied.
• $25 Dental benefits deductible on $500 worth of care and cleanings, x-rays and exam care for $0 as well as fillings for 20%  
• $50 reimbursement for routine in network eye exams, contact lenses or glasses.
• The Calculated Risk-Taker plan’s Out of Pocket maximum or OOP is the same as its $1,500 annual deductible.

Note: This plan does not include a maternity coverage schedule. So, Calculated Risk Takers interested in having children in the near future, will need to look into an alternate Blue Cross health insurance plan.

The Calculated Risk Taker TONIK plan was literally created for physically active twenty-somethings – so in many respects, it can literally be considered a perfect health care coverage option for their active lifestyle needs.  And, as hard as it is to believe, the TONIK plan application process available here isn’t just fast, free and easy it’s actually fun.  Check it out, apply now.

Other TONIK Plans:
·  The Thrill Seeker
·  The Part Time Daredevil